Legal Plans / Auto & Home

Easy access to professional legal counsel for many legal matters with no additional fee.

MetLife Auto & Home recognizes the uncertainty and stress you may be facing during these difficult times. Ease the burden and start saving today by getting insurance tailored to your needs.

How one couple protected their rights and their finances

Sarah and Matthew were ready to move when the home seller backed out. Fortunately, they were able to retain one of the area’s top attorneys, who got them their dream home. And the legal plan cost them less in a year than the average hourly fee for an attorney.

Legal Plans

Access to an attorney at a fraction of the cost

MetLife Legal Plans can be a valuable benefit for you and your family.

Preparation and peace of mind are key to our overall well-being, especially in times of uncertainty. Knowing that you have a plan and trusted resources in place should you require legal assistance is one less thing to worry about.

  • Access to legal advice and representation from a network of vetted attorneys
  • Typically covers a wide range of legal matters such as: wills and estate planning, buying or selling a home, debt collection, traffic tickets, family law and more
  • No copays, deductibles or waiting periods2
  • Digital Estate Planning to create wills, living wills and powers of attorney from the comfort of your home

Did you know 54% of working adults experience a legal issue over the course of a year?3

View Plan Details

Tools & Resources

Legal Plans FAQs

Getting started is easy. You simply choose an attorney in any specialized area of practice from our network, which is available online or via one of our representatives. We will then give you an assigned case number to share with your lawyer when you make an appointment. It’s that simple. 

You can speak to our Network Attorneys face to face, by phone, or you can submit questions online to our Attorney e-Panel – whatever works best for you. And for certain legal matters, your attorney can represent you in court without you having to make an appearance. 

Our Network Attorneys are there for you, whenever you need advice on any personal legal matter or representation on a number of legal services covered under your plan—giving you peace of mind that you’ve got an expert on your side, for as long as you need them.

Even experienced attorneys need to grow their practice. By providing exceptional service to you and other plan members, they can gain more clients through your referrals. That’s how we’ve established a large network of highly experienced attorneys, averaging 25 years of experience. And every year, all participating lawyers in our attorney network are re-credentialed.

Yes – our Client Service Center representatives are here to help you find the right attorney that’s best placed to help you with your legal matter, whatever that might be. We’re committed to ensuring you receive the expert legal help you need, when you need it.

Yes – you can use any attorney you’d like. If you choose an attorney outside of our network, we’ll reimburse you for services based on a set fee schedule.3

Yes, you have unlimited use of the plan over the course of the year for covered legal matters.5

Less than you might think. For less than a dollar a day, you can have our legal experts on your side, for as long as you need them. You can find the exact cost for your plan in the enrollment materials provided by your employer.

Help ease financial stress by switching to MetLife Auto & Home. Others have saved hundreds.

MetLife Auto & Home Provides a Better Fit for Your Insurance Needs

With MetLife Auto & Home®, you can get insurance tailored to your needs and access to special savings and benefits you won’t find anywhere else. Others have saved hundreds by making the switch.

Auto Insurance

With custom fit coverages, you can drive your own auto insurance policy, while enjoying savings and benefits like:

  • Special group discounts
  • Automated payment options
  • Claim-free driving rewards
  • Car rental
  • No deductible windshield repair
  • Roadside assistance
  • Guaranteed auto repairs for covered losses
  • ID protection services1

Home Insurance2

Quality home insurance coverage means you can rest easy knowing your most valuable asset is truly protected, along with savings and benefits, like:

  • Special group discounts
  • Replacement cost coverage
  • Referral networks
  • Automated payment options
  • ID protection services1

 

 

GET an online quote

Or Call 1-844-867-6377

Auto and Home Insurance FAQs

MetLife Auto & Home’s group insurance program is a voluntary benefit made available to you by your employer. It gives you access to value-added features and benefits including special group discounts on auto and home insurance specially designed to fit your lifestyle and your budget.

In addition to auto and homeowners, we offer a variety of other insurance policies to meet your diverse needs, including:

  • Condo/Renters
  • Personal Property
  • RV
  • Personal Excess Liability
  • Boat

Savings and benefits include:

  • Group discounts that could save you hundreds of dollars
  • Convenient automated payment options3
  • Good driver rewards
  • Multi-policy discount
  • Multi-vehicle savings
  • 24/7 superior service

If your car or home is damaged, you can contact us 24/7 via phone at 1-800-854-6011, online, or through our mobile app and our expert claims team will help you get things back in order. We’re here to help you in your time of need with services like:

  • MetLife Auto & Home Concierge Auto Repair
  • Roadside Assistance
  • Car Rental with pick-up and drop-off serviceExcess Liability
  • Windshield Repair Services

Legal Disclosures

1 Average hourly rate of $370 an hour based on years of legal experience, National Law Journal and ALM Legal Intelligence, Survey of law Firm Economics (2018).

2 When using a network attorney for a covered matter

3 MetLife research fielded by ORC International, between June and July 2017.

4 You will be responsible to pay the difference, if any, between the Plan’s payment and the attorney’s charge for services. 

5 For more specific information, please refer to www.metlife.com/mybenefits.

Group legal plans provided by MetLife Legal Plans, Inc., Cleveland, Ohio. In certain states, group legal plans are provided through insurance coverage underwritten by Metropolitan Property and Casualty Insurance Company and Affiliates, Warwick, RI. Some services not available in all states. Please see your plan description for details. MetLife® is a registered trademark of Metropolitan Life Insurance Company, New York, NY. ©2020 MetLife Services and Solutions, LLC, MetLife Legal Plans, Inc., 1111 Superior Avenue, Suite 800, Cleveland, OH 44114

Auto & Home Disclosures

1 Identity protection services are not available to auto customers in NC or NH now with all policy forms. Identity protection services are available in NC homeowners policies with optional “Identity Theft and Resolution Plus” endorsement for an additional premium.

2 Home Insurance has limited availability in MA and is not part of MetLife Auto & Home’s benefit offering in FL.

3 Use of credit/debit card is optional. The same insurance is available regardless of the method of payment. Payments may be made by cash, check or by credit/debit card. Reward points are not underwritten or funded by MetLife Auto & Home.

MetLife Auto & Home is a brand of Metropolitan Property and Casualty Insurance Company and its affiliates: Economy Fire & Casualty Company, Economy Premier Assurance Company, Economy Preferred Insurance Company, Metropolitan Casualty Insurance Company, Metropolitan Direct Property and Casualty Insurance Company (CA Certificate of Authority: 6730; Warwick, RI), Metropolitan General Insurance Company, Metropolitan Group Property and Casualty Insurance Company (CA COA: 6393; Warwick, RI), and Metropolitan Lloyds Insurance Company of Texas, all with administrative home offices in Warwick, RI. Coverage, rates, discounts, and policy features vary by state and product, and are available in most states to those who qualify. Policies have exclusions, limitations, and terms under which the policy may be continued in force or discontinued. For costs and complete details of coverage, contact your local MetLife Auto & Home representative or the company.