A preferred dental program covers any licensed dentist/specialist, but if you choose an in-network provider, costs are typically lower.

This preferred dental program is the same as PDP, but with a larger group of in-network dentists/specialists to choose from.

A Dental Health Maintenance Organization (HMO) or Managed Care, covers in-network providers only, and you must choose a primary care dentist for all services. Available in CA, FL, NJ, NY, TX.

The MetLife Exclusive Provider Organization (EPO) contains features similar to PDP & DHMO. You must see an in-network EPO provider to utilize dental benefits. However, you do not need to select a primary care dentist. Available in CA.

This preferred dental program is also the same as PDP, but only available to certain Federal government employees.

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