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Legal Plans

A voluntary workplace benefit, group legal plans provide affordable, convenient counsel for your personal legal needs.

Key features:

  • A national network of more than 15,000 experienced attorneys
  • In-person or over-the-phone counsel for the most common personal legal matters
  • No deductibles, claim forms, copays, waiting periods
  • Unlimited1 access to attorneys for matters covered under the plan
  • A voluntary benefit typically paid through payroll deductions of about $20 per month
  • Out-of-network attorney option2

Comprehensive coverage for more than 60 legal matters including:

  • Preparation of wills, living wills and trusts
  • Purchase, sale and refinancing of a home
  • Debt collection and foreclosure defense
  • Identity theft defense
  • Rental issues
  • Civil litigation defense
  • Adoptions
  • Document review and preparation

For complete plan details, talk to your company’s benefits administrator.

I want to learn more about legal services.

For around $20 a month, our legal plan offers value, convenience and peace of mind by giving you easy and low-cost access to attorneys for a wide variety of personal legal services as well as advice and consultations on an unlimited number of personal legal matters.

Legal issues arise when you get married, have a baby, buy or sell a home or become a caregiver for a spouse or parent. On average, lawyers charge upwards of $300 an hour for legal help, an amount that is significantly more than the cost of a legal plan for a year.3

When an employee uses a network attorney for covered services, all attorney fees are covered by the legal plan. When an employee enrolls in the legal plan, they have an attorney on their side for just pennies a day. Payments are made conveniently and easily through payroll deductions.

MetLaw provides fully covered services for the most frequently needed personal legal matters, in addition to advice and consultations on an unlimited number of personal legal issues.

  • If you are a legal plan member, you can quickly access the member site to view coverage for the legal plan offered by your employer, or call our Client Service Center at 800-821-6400 (8 am - 8 pm EST, Mon - Fri).

  • If you are thinking about enrolling in the legal plan offered by your employer, visit our information center. Your HR or benefits department can provide you with an access code to log in.

“Fully covered” means that all attorney services related to the covered matter are paid for by the legal plan when you use a Network Attorney. There are no co-pays, deductibles or claim forms when you use a Network Attorney. Also, you are entitled to advice and consultations for matters not fully covered by the plan, so long as they are not excluded. (See terms of service for a list of excluded matters.)

Yes, Hyatt Legal Plans encourages members to use the plan to resolve as many legal issues as possible, even if they are pre-existing matters. The only pre-existing matters that are not covered are those for which you retained an attorney before becoming eligible for plan benefits. This is necessary to protect the existing attorney-client relationship.

Hyatt Legal Plans is the only provider to cover office consultations and telephone advice for an unlimited number of covered and non-covered personal legal matters, so long as they are not excluded. These services are offered by local Network Attorneys.

MetLaw provides a consultation benefit for most personal legal matters. What’s more, many personal legal matters are fully covered. For a list of fully covered services in your organization’s legal plan, please log in or call the Client Service Center at 800-821-6400. The following matters are excluded from all plans:

  • Employment-related matters, including company or statutory benefits
  • Matters involving the employer, Network Attorneys, MetLife and affiliates
  • Matters in which there is a conflict of interest between the employee and spouse or dependents, in which case services are excluded for the spouse and dependents
  • Appeals and class actions
  • Farm and business matters, including rental issues when the plan member is the landlord
  • Patent, trademark and copyright matters
  • Costs and fines
  • Frivolous or unethical matters
  • Matters for which an attorney-client relationship exists prior to the participant becoming eligible for plan benefits 
Already a MetLaw® member?

Log in to your account to view your coverage, find an attorney, or get help with legal issues.

1 When using a Network Attorney for a covered legal matter.

2 Participants responsible for paying the difference between the scheduled reimbursements and the attorney's actual charge for the services.

3 Average hourly rate of $338.00/hour based on years of legal experience, National Law Journal and ALM Legal Intelligence, Survey of Law Firm Economics (2016).

Group legal plans are provided by Hyatt Legal Plans, Inc., a MetLife company, Cleveland, OH. In certain states, group legal plans are provided through insurance coverage underwritten by Metropolitan Property and Casualty Insurance Company and Affiliates, Warwick, RI.  Payroll deduction required for group legal plans. Benefit programs offered by MetLife and its Affiliates contain certain exclusions and terms for keeping them in force.  For costs and complete details of the coverage, call or write the company.