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Group Auto & Home Insurance Program

Help employees save money on benefits they need, with group discounts and convenient payment options. For more information, please contact your broker.

Auto Insurance

Auto insurance is among the top 3 benefits employees feel reduce their financial stress.1 Offering access to auto insurance helps you alleviate employee stress, with no benefit cost and little to no work for you.
  • Special savings. Employees saved an average of $586 on auto insurance when they switched to MetLife Auto & Home®.2
  • Solutions for individual needs.  We offer auto, recreational vehicle (RV), boat, and Personal Excess Liability Protection (PELP) insurance.
  • Exceptional service.  Quick and simple on-line shopping and service experiences make it easier for employees to get the right coverage.

Home Insurance

Home insurance can protect your employees' most valuable assets.

MetLife Auto & Home offers a range of home insurance solutions to balance cost with employee needs.

  • Savings and convenience. Employees can bundle their home and auto policies and enjoy additional savings and conveniences.
  • Solutions for individual needs. We offer home, condo, renters, mobile home, landlord's rental dwelling, flood, and PELP insurance.3
  • Replacement cost of home. We pay to repair or rebuild an employee’s home if damaged in a covered loss, with no cap on the coverage amount even if the total rebuilding cost exceeds the home’s policy limit.4
Information for Employees

If you're an employee, get the information you need to make important auto and home benefits decisions.

MetLife’s 14th Annual Employee Benefit Trends Study, 2016.

2 Savings are based on our 2018 countrywide research of new call center customers' annual average savings in 2017. Statistics do not reflect sales of the product sold on MetLife Auto & Home MyDirect®

MetLife Auto & Home participates in the National Flood Insurance Program (NFIP) managed by the federal government.  No group discount is available for flood insurance.

See policy for details.  This policy has exclusions, limitations, reductions of benefits, terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, call or write your insurance agent or the company.

MetLife Auto & Home is a brand of Metropolitan Property and Casualty Insurance Company and its affiliates: Economy Preferred Insurance Company, Metropolitan Casualty Insurance Company, Metropolitan Direct Property and Casualty Insurance Company (CA Certificate of Authority: 6730; Warwick, RI), Metropolitan General Insurance Company, Metropolitan Group Property and Casualty Insurance Company (CA COA: 6393; Warwick, RI), and Metropolitan Lloyds Insurance Company of Texas, all with administrative home offices in Warwick, RI. Coverage, rates, discounts, and policy features vary by state and product, and are available in most states to those who qualify.

The carriers referenced on this page operate independently and are not responsible for each others' financial obligations.