Hospital Indemnity Insurance

Hospital Indemnity Insurance

It’s scary enough being admitted into the hospital, so why worry about whether you’ll be able to cover unexpected expenses?

Hospital indemnity insurance benefits may include:

  • Coverage for hospital admission, accident-related inpatient rehabilitation, and hospital stays1
  • Guaranteed acceptance for you and eligible family members2
  • Convenient payroll deduction
  • Portable coverage should you decide to leave your current employer3

For complete details of the best plan for you and your family, talk to your company’s benefits administrator or contact MetLife directly for more information.

DID YOU KNOW?

One of the leading causes of bankruptcy in the US today is medical bills.* Voluntary benefits can help you plan more efficiently.

Cover the Unexpected

Hospital stays can be costly. Help complete your healthcare coverage with Hospital Indemnity Insurance.

DID YOU KNOW?

The average cost of a 3-day hospital stay is around $30,000.4 Hospital Indemnity insurance pays regardless of what your medical insurance covers.

Need Help?

Log in to your MyBenefits account or access employer information.

SEE HER STORY

SEE HER STORY

Supplemental Insurance Is Important for All Situations

Carri understands that having a range of supplemental insurance products can help her be prepared for the unexpected with little extra effort.

FAQs

Yes, you can use your benefit payment as you see fit. Use it to help cover your household bills, medical insurance deductibles, copayments, and more.

Payments will be paid directly to you, not to the doctors, hospitals, or other healthcare providers. You will receive a check, payable to you, for maximum convenience.

Staying in the hospital after an accident or illness can be costly. Even quality medical plans can leave you with extra expenses to pay. Costs like plan deductibles, copays for doctor visits, and extra costs for out-of-network care can add up fast. Having the financial support you may need when the time comes means less worry for you and your family.

Yes. If your employer offers hospital indemnity insurance, your acceptance is guaranteed, regardless of your health. You just need to be actively employed for your coverage to be effective.2 There are no medical exams to take and no health questions to answer.

No. This supplemental Insurance will be effective on the date of your coverage as long as you are actively employed. There are no waiting periods to satisfy.

Yes. Once all required information is received, claims are generally processed within 10 business days. Only one claim form is needed per accident, and every claim is reviewed by a claims professional.

NEXT STEPS

Contact your employer for more information.