Health
Cancer Insurance When There’s a Family History
My mother had colon cancer when she was about my age. She had surgery, and then it spread to her ovaries, so she had a complete hysterectomy. Thankfully, she’s been in remission since then, but my doctor told me I had to get a yearly checkup.
With my family history, it freaks me out to miss appointments. During a checkup about a year ago, my doctor spotted something on my breast. They did a biopsy, and so far, they're saying it's OK. But I need to go back every six months to monitor it.
After my mother had cancer, she changed. She won’t travel anymore. She’s afraid and wants to stay at home. I don’t want that to happen to me. I want to travel. I want to enjoy life. I want to say that life is great for me.
My long-term goal is to grow old and take care of my grandkids. Even though I can’t determine the future, I try to live day by day and enjoy it - I’m enjoying me right now. I've been going to free concerts. I went to a jazz club by myself and I'm going kayaking next week. I’m also planning a trip once a month, even if it’s just for a day.
For my situation, cancer insurance just makes sense. My mother’s experience taught me how hard a cancer diagnosis can be on a family, both emotionally and financially. Treating cancer can be expensive. I don’t want to be worried about how I would pay any out-of-pocket costs.
Cancer insurance alleviates some of that stress. If I did get diagnosed, I know I would have some financial support during my fight. Otherwise, I would probably need to do a repayment plan for treatments and I wouldn’t be able to take any of the trips I’ve been saving for.
Supplemental insurance is worth it. If cancer happens to me, I don’t want to feel financial worry. Now I don’t have to stress about it. It really does help.